Well, it’s rather brutal here. Right now we are advising all our clients to put everything they’ve got into canned food and shotguns. — Gremlins 2:  The New Batch

Life’s pretty good right now.  Both of us have good jobs, everyone’s healthy, and we have a solid roof over our heads.  But that can all change in moments.  Be it weather, illness, or just having your employer decide that they can do without you, the world can turn sideways on you.  Life is going to kick you in the gut occasionally.  The question is how are you going to prepare for it?